The need to protect yourself as a professional nail technician or manicurist is necessary in today’s economy. With the right level of insurance, you will be financially protected against events out of your control whether you work in a salon or cater to your clients needs in their homes or offices.
If you are a self employed nail technician, manicurist or pedicurist we can provide you with comparative quotes from a panel of UK brokers that provide cover specific to your individual small business requirements. Obtain a quick no-obligation quotation for either a mobile service or nail bar. Simple Select the Quick Quote and complete a 2 minute form, within minutes you will start to receive quotes from multiple UK brokers.
When handling body parts of clients, financial protection against any misunderstanding is essential so lawsuits can be settled without causing the manicurist to file for bankruptcy.
This kind of coverage will take care of the legal costs associate with a legal case law suit including lawyer fees, court costs and settlements.
The protection is categorised as personal liability coverage and professional liability coverage.
This type of insurance policy financially protects the manicurist from accidents that might occur while with a client.
This is the type of protection is used when the client disagrees with the job performance, the actions of the manicurist or unfavorable results of products used. The insurance will cover the clients lost wages if they cannot work because of the injury or distress caused by the incident along with the legal fees.
There is also coverage for partners in this line of business. This generally occurs when a manicurist and pedicurist work together on a client to save time. Both professionals would have to be covered by the insurance policy or both would have to have their own insurance.
Owners of salons need the above insurance coverage along with property insurance to cover the building and property. This protects the owner of the salon when an incident occurs on their property that causes harm, injury or distress to a client.
Most salon owner also has staff on the premises that will need to be covered by the insurance policies. This has to include students, full time, part time and volunteer employees.
As with all insurance, know what you need and get a policy that covers all events that are possible and even those that are highly unlikely so your business will be financially protected from any legal action that could be taken against your business.
Nail technicians work with customers to file nails, provide cuticle care, and apply polish. Most of them only work on hands and feet, providing several specialized grooming treatments for nails. A nail technician must be alert and comfortable using a number of mild to moderate sharp tools, including clippers, files, specialized cuticle tools and sometimes even scissors and blades. Keeping tools clean and sanitary is also essential. Many nail technicians own their salons while some work with more qualified staff. Following is the necessary information and general guideline about this profession.
Education Field - Cosmetology or related
Education Level - No degree required (may require a cosmetology school diploma in specific states).
Experience - Entry level for beginners; some employers may require 1-2 years in already established nail salons.
Key Skills - Knowledge of tools and nail products for nail care, communication skills, manual dexterity, creativity.
Salary (2015) - Average GBP20,000 per year (with 1-2 year experience)
As a manicurist or nail technician, you will trim and polish customers' nails, apply nail extensions and repair broken nails. Some skilled technicians even have the experience of creating designs or tiny pictures on their customers' nails. To become a certified nail technician, one must complete a three monthly, six monthly or yearly training program and obtain a license and working permit from the agency or state in which he/she wish to work. Have a look at following steps to find out how to become a nail technician.
Step 1: Nail Technician Training Program
First of all, you will need to have a high school diploma, complete a manicure or nail technology program, and pass a licensing exam.
Programs are offered through various vocational schools, community colleges and private schools of beauty and cosmetology. You will be taught technical skills, including the anatomy of hands and feet, manicuring, pedicuring, treating nail and skin disorders and applying artificial nails. In addition to having basic knowledge about nail and nail products, it's also essential to learn about safety and proper sanitation.
Step 2: Obtain a License
Most degree or certificate programs prepare you to appear in and pass state-licensing exams. The practical exam is held so you can demonstrate and show your skills. Requirements for getting a certified license usually include completing a training program and passing a state-licensing exam.
Step 3: Finding Employment as a Nail Technician
Nail technicians are usually employed in nail salons, spas, beauty salons, and resorts. In the USA, New York, New Jersey, Massachusetts, California, and Pennsylvania have the highest employment levels in 2016. According to U.S. Bureau of Labor Statistics (BLS), as the number of nail and beauty salons increase, employment opportunities for nail technicians are expected to grow at the rate of 10% per year from 2016 to 2024.
Step 4: Grow Clientele
Many nail technicians just like other business personalities advance their business by growing a loyal clientele. Attributes like communication, problem-solving, creativity, self-motivation, hand-eye coordination, and adapting to change will help you stand out. Once you have built a strong clientele, you may consider opening your own nail or beauty salon.
Step 5: Advancement Opportunities
After graduating from a technician program, obtaining a certified license, and gaining much experience working with senior nail technicians, you will likely to start your own entry-level business. As you gain experience, you can move into a management or supervisory role. You may also choose to gain experience in other areas of beauty and cosmetology to earn more by providing additional services. Becoming a teacher and teaching others nail technician skills is another excellent career path option.