Nail Technician Insurance

Protect your business today. Compare quotes from multiple brokers.

  • Bespoke cover for your service needs
  • Multiple Quotes from UK Brokers
  • One simple form to complete
  • Professional and public liability
  • Go compare prices
  • Monthly, quarterly or annual payments

Do nail technicians need Insurance? 

The short answer is no, but insurance will provide you with financial protection.  We can help you compare the costs of a policy that will protect your nail business. All policies can be tailored to your individual needs. The exact cover you need depends upon the type of risks that your business will encounter. In this article we have covered the key types of insurance that freelance nail technicians including freelancers may require.

Nail Tech Insurance

The need to protect yourself as a professional nail technician or manicurist is necessary in today’s economy. With the right level of insurance, you will be financially protected against events out of your control whether you work in a salon or cater to your clients needs in their homes or offices.

Mobile nail technician insurance

Policies can be tailored for nail technicians that do not necessarily work from a salon, but provide a call out or so called mobile service to their clientele.  Nail technician  insurance policies  are flexible and will include cover the key areas that include public liability, business equipment and equipment cover, but will not include cover that is not required for example building insurance if your provide a mobile or call out service. However, if you do operate from a salon we can also provide salon insurance.

How much is insurance for a nail salon?

The price of nail salon insurance will depend on the amount and type of cover that you require. Part of the calculation will be based on any previous claims, your postcode and the number of technicians working on the premises. Typical policies range from £250 per year, rising to £1,000+ for large high street salons.

The price of nail salon insurance will depend on the amount and type of cover that you require. Part of the calculation will be based on any previous clia,s, your postcode and the number of technicians working on the premises. Typical policies range from £250 per year, rising to £1,000+ for large highstreet salons.

What is freelance and mobile nail technician insurance?

If are a freelance nail technician you don’t have the overheads of a salon and flexibility to and you can operate in areas that have a demand for your dazzling services. Freelance and mobile are interchangeable really you bring your service to the home of your clients. However salon or no salon you should consider insurance to cover the unexpected.

I offer additional beauty treatments - WillI I need extra cover?

It is fairly common to provide other beauty service in addition to nail services, for example holistic services. Make sure that your provider is aware and they will adjust your policy if necessary.

How much is nail technician Insurance

The actual cost of nail tech insurance will vary as it depends on a number of factors. One good example is the cost of the equipment that you need cover. The best advice is to get a free quote by selecting the quote button above. This way you can start comparing the actual costs from multiple UK brokers.

Is professional equipment included in nail tech insurance?

This can be added as an optional extra if required. It is important to protect the tools of the business. Nail technician can invest in gear that can be very expensive. If you have expensive gear then make sure they are adequately covered in your policy.

A professional nail technician will be able to treat and provide tips on how to keep nails healthy. Part of keeping nails healthy is using professional tools. These tools tend to be expensive so equipment cover should be considered.

Treatment Liability

Treatment Liability will normally cover the day to day procedures typical of a nail technician and include the following procedures.

  • The initial cutting, manicuring and filing  of customer nails
  • Application of nail art
  • Nail extensions, coatings to harden that may involve the use of UV light

Personal Liability Insurance for nail technicians

This type of insurance policy financially protects the manicurist from accidents that might occur while with a client.

Include professional liability Insurance as part of your nail technician insurance

This is the type of protection is used when the client disagrees with the job performance, the actions of the manicurist or unfavorable results of products used. The insurance will cover the clients lost wages if they cannot work because of the injury or distress caused by the incident along with the legal fees.

  • A bad reaction to the cuticle remover, nail polish remover or the nail polish itself.
  • If an appointment is missed or the manicurist is late and the client loses money due to their missed appointment and sues.
  • If the cuticle is cut causing pain to the client.
  • When any part of the client is cut or abrasion on the skin is made on the client due to neglect or an accident by the manicurist.
  • If the correction or removal of an ingrown nail causes an infection and the client is in pain and or loses money because of missed work.
  • If an infection is caused by the manicurist using unsanitary instruments in the reshaping of the nail or cuticles.
  • The accusation of theft from the client against the manicurist.
  • If the tools used by the manicurist are rented and damage to them occurs.
  • Customer is just unhappy, unsatisfied with the performance or final results of the treatment.

Start Comparing the costs of nail technicician insurance

If you are a self employed nail technician, manicurist or pedicurist we can provide you with comparative quotes from a panel of UK brokers. Obtain a quick no-obligation quotation for either a mobile service or nail bar. Simple Select the Quick Quote and complete a 2 minute form to get access to multiple nail techician quotes.

Nail Technician Insurance Quotes