Salon Insurance Quotes - For Salon Owners 

  • Multiple quotes from specialists brokers
  • Freelancer and mobile  Insurance
  • Nail technician insurance
  • Tattoo and Face Painter insurance
  • Hair Beauty and Barbers
  • One easy form for multiple quotes
  • Massage and tanning salons

Do I need insurance for my salon?  Legally you will be required to have a minimum of employee's liability of at least 5 million, although most policies offer 10 million, that is if you employ staff. For more information on your legal obligation please review the insurance for small business guide provided by the AIB. 

Obviously it would be only good business practice to take out additional cover that will protect your salon business. The 4 main areas that should be considered as part of your salon insurance package include: 

  • Protection against financial loss
  • Property protection
  • Protection against claims and legal actions
  • Employee protection 
Salon Insurance

How do I find Salon Insurance ?

Salon insurance is normally bought as a small business insurance package that includes the key elements that are specific to your trade and individual requirements. The cost and type of cover that you will require will be based on a number of factors that include:

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    Your annual Turnover
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    Your claims History
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    The number of staff 
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    Level of cover required
  • Nail technician insurance will ensure you are protected for public liability claims. These type of claims are not uncommon and originate for both customers and staff.
  • Are you self employed as a massage therapist and need to take out protection against claims? We can provide you with multiple massage therapist insurance quotes from a panel of UK brokers. These brokers deal exclusively in claims protections for massage therapists.
  • Own a Tanning salon? Compare the cost with multiple specialist UK brokers. How? Select Compare Now and complete one simple online form.
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    Have you undergone training and are now self employed or working for a business that needs the skills of a professional makeup artist?  Either way make sure that you have taken out the correct level of makeup artist insurance to keep you protected as you practice your profession.
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    Beauty therapist insurance is available to protect you business. Policies can be provided for therapists that work from home, fixed premises or provide a mobile beauty service

How to lower the cost 

The cost of cover is based on a number of factors, some that you have control over and  some that you have no control over. Take your post code should it be in a location that has a high level of crime then your premium will be higher than a postal code in a less risk or urban region.   

  • Security : Making your premises secure will help lower the cost of salon insurance. If you have fitted good quality secure shopfront roller shutters, added additional lighting, installed CCTV or taken any other extra security measures let your broker know as this should help bring down your annual salon insurance premium. 
  • Annual: If you can afford to pay your premium off in one annual lump payment, then most brokers will reward you with a discounted quote. This may not be an option for a new startup and the broker will show flexibility by agreeing to a monthly or a quarterly payment scheme
  • Excess : The excess is the amount that you are personally liable for in any claim that you need to make against your policy. Increasing the excess amount is looked upon favorably by most brokers leading to a lower annual premium. This is great if you do not need to make a claim, but be prepared to lose that amount in the event of a claim.   
  • Compare: Research the cost  by getting multiple quotes. This is the first step in finding cheaper quotes, but make sure it gives adequate business cover and the broker has a good reputation in handling claims quickly. This information can easily be gleamed by checking online forums that are dedicated to this sector.  

Types of Protection to Consider

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