July 30, 2019

Henry Seymour beauty insurance Review

In this Henry Seymour beauty insurance review includes what this insurance broker can provide the professionals who have a business in the beauty industry. This broker opened their doors in 1984 and have been helping beauty therapists and holistic professionals get the financial coverage they need to protect their businesses. 


Henry Seymour Beauty insurance Review

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​What types of coverage does Henry Seymour beauty insurance find for their clients?

Below are the three main areas that are covered to help those in the beauty industry be protected. This type of coverage is available for those that own or work in a salon, work out of their home or are mobile beauticians. 

  • Public Liability coverage with a limited indemnity of £3 million per claim, Data Protection Act coverage of up to £250,000, Defective Premises Act coverage of up to £3 million along with Health and Safety at Work Act coverage of up to £ 100,000.
  • Product Liability coverage with a limited indemnity of £3 million in claims for a year along with Consumer Protection Act coverage with limited of indemnity of £100,000.
  • Treatment Risk coverage with a limited indemnity of £3 million per claim and there is coverage for working abroad on a temporary basis excluding the US and Canada.

​Does Henry Seymour offer any optional beauty insurance coverage?


For those in the beauty business, there are additional types of coverage that can be added to an insurance policy. 

  • Employers Liability coverage is required by UK law for all salons that have employees. This is coverage is if an employee gets hurt or sick and files a claim against the salon.
  • Money coverage of up to £500 if you are robbed or there is a theft. This option has an excess of £25.
  • Legal Expenses of up to £100,000 for any period of coverage. This addition to a policy has an excess of £250.
  • Personal Accident has 2 sections. There is a hands only with coverage up to £10,000 in case of loss of use of a hand. The second is full coverage in case of permanent disability which pays up to £60,000.
  • Stock and equipment coverage that ranges from £1,000 to 10,000. All claims have an excess.

In conclusion

You have no doubt heard of Salon Gold, Salon Gold initially offered insurance products from Henry Seymour. They have since started to provide their own bespoke insurance products not related to Henry Seymour.   

Henry Seymour beauty insurance is a group of insurance brokers that handle each of their clients personally. When you call them you will talk to a broker, not a call centre. They are also independent so you as a client and your satisfaction is their only concern.

You have no doubt heard of Salon Gold, Salon Gold initially offer insurance products from Henry Seymour. They have since started to provide their bespoke insurance products not related to Henry Seymour. With the UK beauty and well being industry being so vast you have a wide choice of specialist brokers that now include Balens insurance, ABT Insurance and BABTAC . To get multiple quotes for Salon beauty insurance please select the Get Quote option below.

Salon Insurance Quotes

Protect your business today. Compare quotes from multiple brokers.

Eamonn

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