July 29, 2019


BABTAC Insurance Review

This BABTAC  beauty insurance review will cover just what the British Association of Beauty, Therapy and Cosmetology has to offer their members in terms of financial protection. This is a member only non-profit organization that helps guide this business sector while looking out in the best interest of its members.

Babtac Beauty Insurance Review

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What type of Beauty insurance does BABTAC offer its members?

The policies issued cover professionals who are fully qualified at specific skills and treatments. This makes it possible for the beauty professional to operate their businesses and offer treatments to the public with the following types of coverage;

  • Professional Liability insurance up to £6,000,000 in coverage for claims in a single year
  • Public Liability insurance with up to £6,000,000 in coverage for claims in a single year
  • Malpractice insurance with £6,000,000 worth of protection against claims in a single year
  • Treatment Risk Insurance that has a limit of £6,000,000 for claims in a single year
  • Product Liability up to £6,000,000 when products are sold directly to clients that covers a single year
  • No excess when making a claim
  • Optional DAS Legal expenses insurance

Who underwrites the BABTAC insurance policies?

Professional, public and product liability insurance policies are underwritten by Zurich Insurance plc.

The DAS Legal expense insurance is underwritten by DAS Legal expenses Insurance Company LTD.

What is unique with the BABTAC insurance policies?

Unlike other types of beauty salon insurance that once you are no longer paying the premium and are no longer a client of BABTAC, you can still be covered. What specifically is covered is if a claim is made against you where the incident occurred while you had an active policy from BABTAC in place, then you will be covered. This can be a week after your policy is no longer active or 10 years. This allows for all work you did while insured to be covered no matter when action is taken against you.

​Where am I covered with a BABTAC policy?

The BABTAC policies are protection for the British beauty professionals that work in the UK. For those professionals who visit the USA and Canada, you will also be not covered for temporary visits. If your clients live in an ex-UK domicile than you must file a request for coverage for each trip.

In conclusion

This BABTAC  beauty insurance review has included what a person needs to know about this membership only type of coverage.  They have been protecting their members since 1977 and have earned a good reputation in that time. 

Cover is available for professionals that work in the beauty industry including nail technicians, mobile beauty therapists and tattoo artists. To start comparing the costs of beauty insurance select the Get Quote option below and complete one simple online form.

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Eamonn

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