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August 22, 2019

Salon Gold Business Insurance Review

Salon Gold Insurance Coverage Review

With this Salon Gold Business Insurance Review, the public can easily understand just what this insurance broker has to offer. They have been offering their insurance brokerage service to those in the UK for the past 35 years that need financial protection when operating in the Hair, Beauty and Holistic business sectors. Salon Gold initially offer insurance products from Henry Seymour. They have since started to provide their bespoke insurance products not related to Henry Seymour.


Salon Gold Insurance Review

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Salon Gold Insurance Coverage Inlcudes Makeup Artist and Microblading plus others

Salon Gold has policies for nearly every type of professional business person in the beauty industry. The main ones include makeup artist insurance, Beauty Salon, Barber Shop, Hair Salon, Nail Technicians, Spa and Tanning Salon businesses.

What is included in the basic coverage for these salon businesses?

The standard coverage below is automatically included in each policy.

  • Public Liability covers up to £3,000,000 per claim. This can be increased to £5,000,000 as an additional option. The excess per claim is £250.

  • Product Liability covers up to £3,000,000 per claim. This can be increased to £5,000,000 as an additional option. The excess per claim is £250.

  • Employer’s Liability cover for up to £10,000,000 per claim.

  • Professional Treatment Risk cover up to £3,000,000 per claim. The excess per claim is £250.

  • Stock cover is to help protect your inventory. This cover provides Old for New and includes full new replacement costs. The excess per claim is £350.

  • Personal Accident for Hands cover is financial protection for the loss of a hand up to £10,000 per claim.

  • 24/7 helpline access.

  • Good in Transit cover for up to £5,000 per item. The excess per claim is £350.

  • Contents cover is protection for the equipment in your salon. This cover provides Old for New and includes full new replacement costs or the upper limit capped at the amount you choose. The higher the cap, the more the premium will be. The excess per claim is £350.

  • Glass cover for up to £2,500 per item. This includes glass, window and door frames. The excess per claim is £350.

  • Failure of Electric, Gas and Water Supply cover of up to £500 per day the local public utilities are not providing their services.

  • Failure of Telephone Line Service cover of up to £250 per day for telecommunication failure.

  • Exhibition cover for all items already insured by the policy that are transported to an exhibition. The cover is up to £2,500 against theft or damage to the items. This protection is only available in Great Britain.


Are only Brick and Mortar Business Covered?

No, the mobile beauty expert can also take out a beauty insurance policy. The treatments covered include every type of treatment covered in the stationary business plus the Holistic Services, Personal Trainers, Nutritionists and more.

The Salon Gold Business Insurance review has found financial coverage for all aspects of the business side of owning or being in the beauty business. If you work in this business sector, they have the policy to help cover you financially.

Salon Insurance Quotes

Protect your business today. Compare quotes from multiple brokers.